Loan Rates
Our comprehensive range of products and services help your family while getting the most from your hard-earned money. No one else offers such flexibility and savings – and it’s available exclusively to TCCU members!
Apply for a Loan Apply for a Mortgage
New and Used Vehicle Loans
Effective Date: December 1, 2024
| Term | Annual Percentage Rate* |
|---|---|
| 2023-2024 (NEW) | |
| 60 months | 5.94% |
| 72 months | 6.69% |
| 2022-2024 | |
| 36 Months | 6.04% |
| 48 Months | 6.24% |
| 60 Months | 6.34% |
| 72 Months | 7.09% |
| 84 Months | 7.74% |
| 2020-2021 | |
| 36 Months | 6.04% |
| 48 Months | 6.29% |
| 60 Months | 6.39% |
| 72 Months | 7.14% |
| 2018-2019 | |
| 48 Months | 6.64% |
| 60 Months | 6.89% |
| 2016-2017 | |
| 48 Months | 7.44% |
| 60 Months | 7.74% |
| 2015 | |
| 36 Months | 7.49% |
| 48 Months | 7.74% |
| 60 Months | 7.99% |
| 2014 and Older | |
| 24 Months | 7.64% |
| 36 Months | 7.64% |
| 48 Months | 7.89% |
Motorcycle and ATV/UTV Loans
| Term | Annual Percentage Rate* |
|---|---|
| 2022-2024 | |
| 36 Months | 6.44% |
| 48 Months | 6.74% |
| 60 Months | 7.09% |
| 72 Months | 7.49% |
| 2020-2021 | |
| 36 Months | 6.69% |
| 48 Months | 6.89% |
| 60 Months | 7.24% |
| 72 Months | 7.74% |
| 2018-2019 | |
| 48 Months | 7.34% |
| 60 Months | 7.59% |
| 2016-2017 | |
| 48 Months | 7.59% |
| 60 Months | 7.89% |
| 2015 | |
| 36 Months | 7.84% |
| 48 Months | 7.99% |
| 2014 and Older | |
| 24 Months | 7.99% |
| 36 Months | 7.99% |
| 48 Months | 7.99% |
Boat, RV and Travel Trailers
| Term | Annual Percentage Rate* |
|---|---|
| 2020-2024 | |
| 60 Months | 6.99% |
| 72 Months | 7.49% |
| 73-120 Months** | 8.49% |
| 2017-2019 | |
| 60 Months | 7.24% |
| 72 Months | 7.74% |
| 73-96 Months** | 8.74% |
| 2016 and Older | |
| 60 Months | 7.74% |
| 72 Months | 8.24% |
| 84 Months | 9.24% |
| **Minimum loan amounts apply to terms exceeding 72 months. | |
Equipment Loans
| Term | Annual Percentage Rate* |
|---|---|
| New | |
| 60 Months | 6.99% |
| 72 Months | 7.49% |
| 73-120 Months** | 8.74% |
| Used | |
| 60 Months | 7.49% |
| 72 Months | 7.99% |
| 73-96 Months** | 9.24% |
| **Minimum loan amounts apply to terms exceeding 72 months. | |
Other Loan Options
| Loan Type | Term | Annual Percentage Rate* |
|---|---|---|
| Signature or Personal Loan | Up to 60 Months | 9.49% |
| Share Secured | Up to 60 Months | 2.50% |
| TCCU CD Secured | Matched to CD Maturity | 2.00% Over TCCU CD APY |
Home Mortgages
TCCU offers competitive mortgage rates to our members. To receive our latest rates, please contact us.
Visa Card
Enjoy a low 9.99% APR* on all purchases.
*APR=Annual Percentage Rate. All loans are subject to credit approval. The APR is determined by credit worthiness, collateral, term of loan, and other conditions. Your individual rate and term may vary. Other restrictions may apply.
Go to main navigation